Are you on the cusp of leasing or purchasing a vehicle? Our Kia finance center in Folsom, CA makes this process quick and simple. However, to make the process as efficient as possible and save time for everyone involved, we recommend that you take the following steps prior to your visit.
Fill Out Our Online Application
Enter some basic information on our online application page. This way, our finance department already has all the essential information by the time you visit our dealership.
Filling out the application isn’t mandatory, but it’s a timesaver. You’ll spend less time in our finance office and more time browsing our inventory.
Documents to Bring
Have these essential documents ready before your visit.
- Proof of employment or the last several months of your bank statement or paystub.
- Proof of residence, such as a utility bill
- Proof of insurance
- The title of your current vehicle registration if trading in the car
Check Your Credit History
About three or four months before your visit, we recommend obtaining a credit report from one of the major credit report companies: Experian, Equifax, or TransUnion. It’s important to do this far in advanced, so you can dispute any potential errors. You can also use the time to get your score up if it’s less than ideal. While there is no established score, we recommend having a minimum score of 660.
We provide finance options for both new and pre-owned car purchases, as well as leases. Once you have checked your credit history, filled out the online application, and prepared your documents, the next step is to visit our dealership. Whether you’re purchasing or leasing the Kia Seltos or other model, let us be a source of financial assistance.